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About us

 R. Josephine - Director

B.Sc. (Madurai University, Madurai), M.B.A. (Loyola Institute of Business Administration, Madras), CAIIB (Indian Institute of Bankers, Mumbai), PG Diploma in Per. Mgt. & Industrial Relations (Madras Productivity Council, Madras),   Stock Market Operations and Management (The Calcutta Stock Exchange Association Limited, Calcutta), Computer Based Information Systems (Indian Institute of Management, Calcutta), Oracle Developer 2000 for Client Server Applications (Oracle Software India Ltd., Calcutta),  Web Design-HTML (Informatics Computer School, Singapore), Diploma in Microsoft Office (Datapro Infoworld Ltd., Mumbai),  Oracle Database Administration (Oracle Software India Ltd., Calcutta), Women Entrepreneur’s Management (Indian Institute of Management, Bangalore), Dealer- Derivatives Market, NCFM (National Stock Exchange, Mumbai), Dealer-Capital Markets, NCFM (National Stock Exchange, Mumbai),  Sub-Broker, NSE & BSE (Securities and Exchange Board of India, Mumbai),  Certificates in Technology Upgrade (CMC Limited, Hyderabad), Leadership Management (All India Confederation of Bank Officers’ Organisations,  Madras) , Man Management Skills (State Bank of India, Madras), Credit Management (State Bank of India, Madras), Investment Advisor (Insurance Regulatory and Development Authority, Hyderabad), Certificate in German Language (Max Mueller Bhavan, Madras), Certificate in French Language (Alliance Francaise, Bangalore).

20 Years’ exposure in various management positions in State Bank of India at its branches, Local Head Offices and Foreign Department with focus on NRI Accounts, Credit, Forex Reconciliation and Personnel.

R. Jesintha – Consultant

B.Sc. (University of Madras, Madras),  CAIIB (Indian Institute of Bankers, Mumbai),  PGD in Personnel Mgt. & Industrial Relations (Madras Productivity Council, Madras),  Business Computing (Brilliant’s Computer Centre, Madras), C-Programming (Informatics Computer School, Singapore), Unix Programming (SQL Star International Limited, Calcutta),  Certificate in Customer Service (State Bank of India, Tiruchirapalli), Non-Resident External Accounts (State Bank of India, Ambalamedu), Certificate in SWIFT Start (NIIT, Calcutta),  Forex Risk Management (Dun & Bradstreet, Mumbai), Certificate in French Language (Alliance Francaise, Bangalore)

15 Years’ exposure in various senior management positions in State Bank of India  heading large branches/divisions as Chief Operating Officer,  Chief Manager (International Banking), Chief Manager (Reconciliation-US Dollars), Chief Manager (Foreign Currency Non-Resident Deposits) and  Branch Head at SBI’s branches and Foreign Department with specialized  exposure in forex from grass root level (worth $8 million) to apex level (worth $2.5 billion of about 450 branches) .

OUR  VISION:      

To make JOJE a household name in the world of non-resident Indians and  financial services.

OUR MISSION:    

To extend quality service, with sincerity in approach and customer orientation in mind and truthfulness  in guidance;

To increase value for  clients locally, nationally and internationally;

To integrate financial  responsibility  with social responsibility.